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Online course

Managing My Money

Gain the skills to manage personal finances, including budgets, debts, investments, property purchases, pensions and insurance.

What’s the difference between a free course and an upgraded course?

Free:

  • Access to the course for its duration + 14 days, regardless of when you join (this includes access to articles, videos, peer review steps, quizzes)
  • No access to course tests
  • No certificate

Upgraded:

  • Unlimited access to the course, for as long as it exists on FutureLearn (this includes access to articles, videos, peer review steps, quizzes)
  • Access to course tests
  • A Certificate of Achievement when you complete the course

Find out more

Managing My Money

Upgrade - $59
+ shipping
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Get your personal finances in order with practical guidance and advice

With real incomes falling and personal debt at a record high, it’s vital to improve your personal finance skills.

This online course starts by giving you practical guidance on compiling a budget and using it to make good decisions about your spending.

You’ll explore debts and investments, and how mortgages are used to finance home ownership. The critical issue of pension planning is explained, with guidance on different products.

The course concludes by examining different types of insurance. It offers practical advice on how to make rational decisions about which insurance products to buy.

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Skip to 0 minutes and 11 secondsMy name's Martin Upton. I'm director of the Open University's True Potential Centre for the Public Understanding of Finance. And this eight-week course provides a step-by-step practical guide to managing your money. Before I joined the Open University, I was treasurer to the world's largest building society. So I hope my experience to understanding of finances can help you when it comes to managing your money. The journey starts by putting together the basic building blocks of financial planning, using real-life facts and figures. We look at everything from planning a pension to taking out a loan. And we also look at the bad habits that can lead to poor money management, and the things you can do to avoid them.

Skip to 0 minutes and 53 secondsWe need to better understand what products exist, how they work, what they mean for us, and then taking the right steps to choose a match, maybe to products and the actions that we take to our own individual circumstances. There are some great videos, and audio quizzes, and discussions, and practical online tools. And all of these will allow you to assess your own financial position. The course will provide a financial workout for anyone who wants to take charge of their financial future, regardless of age or level of confidence. It's important to get to know lenders. There are banks and building societies, but also many others. And they're all different.

Skip to 1 minute and 31 secondsFinishing the course will give you the confidence to deal effectively with the firms that offer financial products, from credit cards to pensions. You'll be better placed to make your own decisions when shopping in the financial supermarket.

What topics will you cover?

  • Week 1: Financial planning and the life-course
  • Week 2: Income, taxation and benefits
  • Week 3: Expenditure and budgeting
  • Week 4: Debt and borrowing
  • Week 5: Savings and investments
  • Week 6: Housing and the household balance sheet
  • Week 7: Pensions
  • Week 8: Insurance

When would you like to start?

  • Date to be announced

What will you achieve?

By the end of the course, you'll be able to...

  • Report to understand how to undertake financial planning, including drawing up a budget and a household balance sheet.
  • Compare and understand loans and mortgages and other debt products and their cost.
  • Explain the core categories of personal investments, their characteristics and the returns they provide to investors.
  • Describe pension products and how to undertake pension planning.
  • Summarise insurance products and how they are priced.

Who is the course for?

This course is intended for those with an interest in developing their personal financial skills to make good decisions when managing their finances and buying financial products. The course does not require any previous experience of studying this subject.

Who will you learn with?

Martin Upton

I am Director of the True Potential Centre for the Public Understanding of Finance (PUFin) at the OU Business School. Previously I was Treasurer of Nationwide Building Society.

Who developed the course?

The Open University (OU) is the largest academic institution in the UK and a world leader in flexible distance learning, with a mission is to be open to people, places, methods and ideas.

Supporters

What’s the difference between a free course and an upgraded course?

Free:

  • Access to the course for its duration + 14 days, regardless of when you join (this includes access to articles, videos, peer review steps, quizzes)
  • No access to course tests
  • No certificate

Upgraded:

  • Unlimited access to the course, for as long as it exists on FutureLearn (this includes access to articles, videos, peer review steps, quizzes)
  • Access to course tests
  • A Certificate of Achievement when you complete the course

Find out more

Get extra benefits, upgrade this course. For $59 (+ shipping) you'll get:

Unlimited access

Upgrading will mean you get unlimited access to the course.

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  • Take the course at your own pace
  • Refer to the material at any point in future

If you’re taking a course for free you have access to the course for its duration + 14 days, regardless of when you join. If you upgrade the course you have access for as long as the course exists on FutureLearn.

Access to tests

When you upgrade you’ll have access to any tests during the course.

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  • Validate your learning
  • Ensure you have mastered the material
  • Qualify for a certificate

To receive a Certificate of Achievement you need to take any tests and score over 70%. You don’t get access to tests if you choose to take a course for free.

Certificate of Achievement

Upgrading means you’ll receive a Certificate of Achievement when you complete the course.

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  • Prove your success when applying for jobs or courses
  • Celebrate your hard work
  • Display on your LinkedIn or CV

To receive a Certificate of Achievement you need to mark 90% of the steps on the course as complete, and score over 70% on any course tests.

Upgrade


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