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The Business Model Canvas

The Business Model Canvas is a strategic management tool used to visualize and describe the key elements of a business model on a single page. It provides a framework for …

Value-Based Banking

Values-based banking focuses on lending to enterprises that are transitioning to a more sustainable economy. Value-based banks (VBBs) use their funds to finance projects that have a positive societal impact. …

Risk-Based Approach Towards Sustainable Lending

In the risk-based approach, credit risk analysis takes into account various social and environmental elements and risks, which can influence the likelihood of default and the expected lending rate. Bank …

Why Does Sustainability Matter to Lending?

Why should banks consider sustainability in their operations? For example, consider how information on business ESG performance might help banks make lending or investing decisions. Based on existing literature, there …

Sustainability of Banks

This section will look at some of the reasons why banks, particularly commercial banks, are increasingly concerned with sustainability. One possible explanation is that the survival and expansion of banks …

Basics of Banking

In addition to accepting deposits from households, individuals, and businesses, and lending money to those seeking funds for consumption and investment, banks now offer more modern or fee-based services such …

Social Bonds

What is social bonds? The International Capital Market Association (ICMA) defines a social bond as any type of bond instrument where the proceeds, or an equivalent amount, are exclusively allocated …

Green Bonds

What is green bonds? The International Capital Market Association (ICMA) defines a green bond as “Any type of bond instrument where the proceeds, or an equivalent amount, will be exclusively …

Integrating Sustainability into Bond Investing

The integration of ESG into bond investing has been increasing recently. Investors can screen and engage with bond issuers to determine whether the funding is allocated to sustainability projects. Finally, …

Why Does Sustainability Matter to Bonds?

Sustainability refers to the responsible management of environmental, social, and governance (ESG) factors to meet the needs of the present without compromising the ability of future generations to meet their …

Basics of Bonds

Bonds and equities (stocks) are both popular investment options, but they have different characteristics. Similarities include being investment vehicles traded in financial markets, and their relationship between risk and return. …

Impact Investing

So impact investing is referred to as a type of investment that aims to generate both positive societal and positive financial returns. The Global Impact Investing Network points out four …

Why Does Sustainability Matter to Equities?

Until now, many investors have been confused about the relationship between sustainability and equity value. Many people still assume a separation between the social and business domains, believing that doing …

Basics of Equities

In financial theories, stock markets play an important societal function of steering equity finance towards productive means, specifically companies with potential and profitable projects. Thus, stock markets are one of …