Alison Spink

AS

My name is Alison Spink BA(Hons) DipCII and for 20 years I have helped develop learning content for the Chartered Insurance Institute, the professional body for insurance and financial planning.

Location United Kingdom

Activity

  • Alison Spink replied to Gerti Kohlruss
    What is the financial services industry?
  • Alison Spink replied to SIBONISO NKAMBULE
    Legal considerations

    I guess it could be a general fall in house prices, eg because inflation means people can't afford to move house so the demand isn't there. The price of a particular house could fall because something around it changes, eg a factory is built nearby, or the lovely view it had is spoiled by more building.

  • Alison Spink replied to James Samuel
    Categories of risk: insurable or uninsurable?

    I think it will depend on what the insurance policy said. The policy may say it covers flood but only if it isn't caused by a hurricane. Some other policy might not say this and cover flooding whatever the cause, in which case wouldn't the policy have to pay the claim?

  • Alison Spink made a comment
    Components of risk.

    I think moral hazard - how can you know what someone else is thinking? Or whether a stranger will do the right thing?

  • Alison Spink replied to Onyango alloysius otieno
    Risk management.

    Too true!

  • Alison Spink replied to Hiyabu Tahir
    Risk management.

    I think some people might just think 'I'm OK - the insurance will pay' and so not take care.

  • Alison Spink made a comment
    Introduce yourself

    Hi I'm Alison, joining the course late. I'm a courseware editor for a professional body. As my work involves dealing with authors, I'm hoping to pick up some skills to make those sometimes tricky conversations go better. I'm sitting in my little spare room looking across the rooftops at the birds riding the wind.