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Steve M. Windham, LLM, MBA, EA
Google my name if you want to know more about me. I have two websites with my name (Windham) in them.
Thank you.
Location Vacaville, California, USA
Achievements
Activity
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They strengthen the brain, much like lifting weights strengthens the muscles.
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Steve M. Windham, LLM, MBA, EA made a comment
Math is a very powerful subject; the mastery of which will be beneficial to many areas of life and business.
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There is a significant amount of people looking for extra income (or primary income) by engaging in the gig economy. These people are often able and willing to work any hours. They are highly motivated. As such, they offer a good alternative for last mile deliveries.
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Steve M. Windham, LLM, MBA, EA made a comment
Yes. People already shop online a lot, and if it were to be more personalized, it would create more impulse shopping, alert buyers to deals they are looking for, etc.
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Steve M. Windham, LLM, MBA, EA made a comment
Thank you!
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Steve M. Windham, LLM, MBA, EA made a comment
Cryptocurrencies, digital wallets, translation software, online payment methods, etc.
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Data and analytics are essential because without these, it would be impossible to create an omni channel situation. Data and analytics drive online purchases, and allow for coordination between buyers, sellers, and delivery services.
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Steve M. Windham, LLM, MBA, EA made a comment
Do you think the sourcing of 3PLs is necessary for successful omni-channel retailing?
Absolutely! The 3PLs are necessary because of many various factors. These can include cost, efficiency, knowledge of local areas, etc.
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Omnichannel brings together traditional advertising, online stores, and brick and mortar stores by using various technology platforms. This allows for the consumer to understand the product/service better and experience the input of others before making a purchasing decision.
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Steve M. Windham, LLM, MBA, EA made a comment
Hello everyone! I am an accountant from California. My desire is to learn about omni-channel because I want to expand my business knowledge and to better understand the role of omni-channel in the business environment.
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Steve M. Windham, LLM, MBA, EA made a comment
ADVANCED CUSTOMIZED CANCER TREATMENTS
Scientists are presently working on various customized and target cancer treatments. Targeted cancer therapies work by blocking selected pathways and/or molecules that tumors require for survival. By disrupting these pathways and/or molecules, the tumor and/or cancer dies (in the best case scenario).
Emerging...
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Steve M. Windham, LLM, MBA, EA made a comment
I chose the "Stand up to Cancer" blog because I find it inspirational.
Cancer can be beaten! Many people on this blog have shared their stories, which can be helpful to those who are going through a battle with...
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Steve M. Windham, LLM, MBA, EA made a comment
My girlfriend's and my oncologist (I do not have cancer, but I was misdiagnosed as having it about seven years ago. I was assigned to an oncologist, and because I liked him so much, I recommended him when my girlfriend developed cancer.) have spoken about cancer treatment over the years. It has vastly improved, and as this course has demonstrated, there are...
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Steve M. Windham, LLM, MBA, EA made a comment
As I stated earlier, my girlfriend has two types of breast cancer, one of them being Padget's Disease of the Nipple. Cryotherapy (freezing) has been shown to be an effective remedy for this form of cancer.
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Steve M. Windham, LLM, MBA, EA made a comment
“Terminally ill woman saved by cancer ‘wonder’ drug"
Tabloid, Internet, or similar non-peer-reviewed publication.
Intended to sell newspapers or ads (Internet).“Cure for cancer found in malaria"
Newspaper or Internet.
Informative, but not very scientific. General information.“Targeting cancer by a malaria protein-carbohydrate conjugate"
Medical... -
Steve M. Windham, LLM, MBA, EA made a comment
Below is a URL for a news article on a new cancer treatment involving the KRAS Code.
The angle of the article is that this new "breakthrough" cancer treatment is an "irreversible inhibitor of KRAS, a mutant protein common to many troubling tumors, including lung, pancreatic and colorectal cancers." (Haseltine).
I do trust the information provided...
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Steve M. Windham, LLM, MBA, EA made a comment
Serendipity.
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Hello Henna,
You may also wish to research places such as:
Google Scholar -- https://scholar.google.com/
MedRN -- https://www.ssrn.com/index.cfm/en/medrn/
PharmSciRN -- https://www.ssrn.com/index.cfm/en/pharmscirn/
National Cancer Institute -- https://www.cancer.gov/
New England Journal of Medicine -- https://www.nejm.org/
The American... -
Steve M. Windham, LLM, MBA, EA made a comment
Because cancer is actually many different diseases, it is difficult to treat. What works for one cancer may not work for another cancer. I am hopeful that advances in quantum computing and nanotechnology will soon bring about new cancer therapies.
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Steve M. Windham, LLM, MBA, EA made a comment
Hello everyone!
I am taking this course because my girlfriend has two types of breast cancer: invasive ductile carcinoma and Padget's Disease of the Nipple. For various reasons, she is hesitant to have a mastectomy, and I am trying to learn more about cancer so as to be better able to help her.
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Good points. I really wonder how people equate RF radiation and viruses.
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Concerning the 5G... As a licensed Ham Radio Operator (KJ6TQC), I know that RF radiation is dangerous. I have yet to see anyone on either side of the argument provide any solid RF Exposure Evaluations. So, until someone does, it is dangerous, insofar as I am concerned.
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A bit overly liberal, but Prof. Hoffman did keep it reigned in.
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Hello Valentina,
What do you study? What country are you from? I am in the United States.
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Hello everyone!
I am Steve M. Windham. I work full time in Accounting and Education, and I am a graduate student pursing a Doctor of Business Administration and a Master's of Criminal Justice.
Fake News is rampant and I have wondered why we, as a society, allow this. There should be some sort of a certification process to ensure that the news is...
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Steve M. Windham, LLM, MBA, EA made a comment
Hello from Vacaville, California!
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Steve M. Windham, LLM, MBA, EA made a comment
I am an accountant. I work with clients and associates all over the world. Many of these people, I have never met before in person. But, because of technology, we are able to share data, ideas, and make payments digitally.
It is amazing how much technology has impacted my career. I am fortunate--during this COVID-19 Crisis, I am still able to work...
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Hello Everyone!
My name is Steve Windham. I have taken several courses here, and I am taking this because I have always been interested in how propaganda is used to manipulate people.
I am both an accountant and a credentialed educator. At the moment, I am not teaching any classes, but I am supposed to be teaching a class that I developed called, "Survey... -
Steve M. Windham, LLM, MBA, EA made a comment
My students are adults, and I will be teaching them accounting. The particular class is Accounting III. All of these students were former students when I taught at the adult school; this course is being taught independent of the adult school. This class is the third in a series.
While my students want me to teach in-person, we may have to move the course...
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Steve M. Windham, LLM, MBA, EA made a comment
Hello FutureLearn,
I am located in Vacaville, California, which is in the greater San Francisco Bay Area / Sacramento Metropolitan Area.Most of my teaching experience has been in Adult Education and Career Technical Education. Adult Education, in this context, is somewhat unique to the USA, as it is somewhere between High School and College. The...
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Steve M. Windham, LLM, MBA, EA made a comment
Hello Everyone!
I am an accountant, based in Northern California. I have taken a few courses on FutureLearn. While I thoroughly enjoy the platform, I am going to be very limited with my comments, as I had a bad experience in the last class that I took here. If anyone wants to know more about me, just Google me. I have a website that has a lot of... -
Steve M. Windham, LLM, MBA, EA made a comment
Very interesting, especially in light of the ongoing COVID-19 crisis.
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Steve M. Windham, LLM, MBA, EA made a comment
As Dr. Gerrard stated, we are better prepared than we have been in the past. The issue is, we just don't know. The current COVID-19 pandemic could have been much better supressed had the Chinese government acted more appropriately and measures had been taken sooner. Hindsight is 20/20.
We (as a global community) seem to be playing catch up, so perhaps...
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Steve M. Windham, LLM, MBA, EA made a comment
Hello everyone! I have completed three classes here at FutureLearn, and I am back for another mostly because of the current COVID-19 crisis.
I am an accountant, and I am also an educator. At present, I am only working in accounting, but plan to resume teaching again in April after the US tax season is (mostly) over.
My goal is to learn more about...
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Steve M. Windham, LLM, MBA, EA made a comment
Hello. I am from Vacaville, California, which is in the Greater San Francisco Bay Area / Sacramento Metropolitan Area. I am taking this course because I am both a doctoral candidate and a teacher (presently not teaching, but have valid teaching credentials--currently working in accounting). Academic freedom is highly important to me!
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What do you think needs to be done to change the perception of community-based sanctions?
Perhaps it would be a good idea for the government to have a web page that listed, with photos, all of the people performing community service and why. Newspapers could do this as well.
Steve M. Windham, LLM, MBA, EA
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Steve M. Windham, LLM, MBA, EA made a comment
Do we have a moral obligation to support prisoners on their release?
Perhaps a better question would be whether or not there is an ETHICAL obligation to support prisoners on their release. Ethically, yes, they do. To do otherwise would be setting the ex-prisoner up for certain failure--at least for those who have no resources.
Do prisons and the...
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Do you think it is possible for prisons to act as agents for reform?
I do, but the degree of success will be variable and dependent upon many factors.What challenges might they face as they seek to persuade ex-prisoners to break the cycle?
Family history (e.g. dad and uncle involved), gangs, addiction, poverty, mental illness, unstable living... -
@VladimirSoyref, yes, it is a great idea. The decriminalization and legalization of drugs has far more benefits than draw backs, and a decrease in crime is one of them--contrary to your post.
Portugal has decriminalized drugs in 2001. HIV infection rates have dropped, drug addiction treatment rates have increased, drug-related deaths have dropped, and...
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@VladimirSoyref, I somehow forgot to post my second half of the "end the War on Drugs" comment. We need to legalize and decriminalize drugs. The day we do, the drug cartels will be worth almost nothing. Drugs are expensive and the drug cartels are rich because drugs are illegal. If they were to be legalized, it would devalue the cartels, and the cartels...
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Steve M. Windham, LLM, MBA, EA made a comment
Should prisons offer programmes aimed at rehabilitating and reforming prisoners?
Yes, these types of programs should definitely be offered.How effective can they be when many prisoners return to similar circumstances once they are released?
There are many different variables that come into play with recidivism rates. I would imagine that it would be... -
Steve M. Windham, LLM, MBA, EA made a comment
Is education the key to reform?
Education is one of the keys to reform. There are many mechanisms that can be used to reform, and it is arguable that they all have an element of education in them. Whether it is counseling, where one will learn about one's self or job training, where one learns job skills, education is part of the process.Is it the duty...
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As an older adult, you may find that attending university to be very worth while. Until recently, I taught at an adult/career technical education school. I had students of all ages, from 18 to 90+ years old. I found that many of the older students (40+) made very substantial contributions to group discussions. They also often had a more mature thought...
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Steve M. Windham, LLM, MBA, EA made a comment
I find myself wondering how the Norway prison model would work in the United States. Might it be effective? My guess is that for certain prison populations, yes, it would be.
Steve M. Windham, LLM, MBA, EA
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Steve M. Windham, LLM, MBA, EA made a comment
I chose Italy. In comparing Italy to the United States, it seems that Italy is probably the more preferable of the two. The United States prison system is pretty bad. While Italy's prison system is bad, it does not seem to have so many problems as the United States prison system.
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Steve M. Windham, LLM, MBA, EA made a comment
I decided to research the Italian prison system. There was a plentiful amount of information.
Italy has 190 adult penal institutions and 17 juvenile penal institutions (prisonstudies.org). The official prison system capacity is 50,474, and the prison system is currently at 120.80% capacity (prisonstudies.org).
It appears that Italy has a mix of...
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Steve M. Windham, LLM, MBA, EA made a comment
As a US citizen, I have a very, very low opinion of US prisons. Our criminal justice system is broken--all of it, from the police to the courts to the jails and prisons to the parole and probation.
There is also the problem with how many people in the United States are incarcerated. Why are the numbers so high? Many of them are because of the failed...
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Is the Norwegian model a better, more humane way to look after prisoners?
The Norwegian model seems to be both better and more humane.Do you think it discourages criminal behaviour?
It may be that the Norwegian culture, in general, discourages criminal behaviour, not just the prison system.Is it acceptable to send somebody like Brevik to a prison...
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I was responding to the prompt. I am showing as a hidden user because someone did not like something I said because it contradicted what they said; they flagged me, and now I am in "Hidden User" mode--whatever that is.
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Steve M. Windham, LLM, MBA, EA made a comment
I would not enjoy prison whatsoever. Pretty much everything about prison is miserable. Having worked in one, I can assure you that many guards are sadists, and many guards are quite dumb. The guards and staff could be as much, or more, of a problem than the other inmates.
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Steve M. Windham, LLM, MBA, EA made a comment
What should the conditions be like?
Sanitary and safe. Guards should not intentionally mix people together who are not going to get along.What should the standard of comfort be?
Basic--bed, desk, toilet, sink. Perhaps, those who have displayed good behavior can be moved to a cell with a few more amenities, such as a shower.Is there anything wrong...
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Steve M. Windham, LLM, MBA, EA made a comment
What is your view on conditions for prisoners?
Prisons should be fair and safe. Guards should respect the basic human rights of prisoners and human dignity should be safeguarded.Do you subscribe to the view that prisoners deserve everything they have coming to them, or do you have a more lenient perspective?
Prison is not a fun place. Having worked in... -
Steve M. Windham, LLM, MBA, EA made a comment
Here in the United States, there is not really anything that one can go to prison for simply inquiring about. And, if one were to get into trouble, there is a legal process.
Obviously, there are questions that can cause problems, such as questions about why one's superiors are incompetent, etc. But, in the United States, we enjoy a great deal of academic...
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Steve M. Windham, LLM, MBA, EA made a comment
To alleviate the crisis of overcrowding, should we build more prisons or send fewer people to prison?
Send fewer people to prison.Could we punish some criminals (for example non-violent, non-serious first-time offenders) in a different way?
Yes.Is it ethical to continue to send people to prison when it is known that poor conditions exist due to...
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Steve M. Windham, LLM, MBA, EA made a comment
Anyone who describes prisons as "holiday camps," has either never been or, as Vladimir Soyref stated, is from a very impoverished country. Having worked in a juvenile detention center, I can assure you that these places are anything but fun and games.
The results of the poll did not surprise me, but I did not like the poll. There are many options that...
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I absolutely agree that drugs, all drugs need to be decriminalized. I would further argue that most drugs should be completely legalized. You are correct, in that Portugal has had tremendous success with treating addiction as a medical issue, not a criminal one.
From a pure economic perspective, it makes sense to legalize drugs. We will devalue the...
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Prison should have many aims, including: protecting the public, punishing the offender, rehabilitating the offender, and deterring future crime.
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Steve M. Windham, LLM, MBA, EA made a comment
Should conditions in a cell should be basic?
Yes, conditions in a cell should be basic. This is prison, not the Marriot Hotel. That being said, what is basic? A bed, a chair, a table, a sink, a toilet, access to books, access to pens and paper. Beyond that, perhaps privileges such as television, radio, and other things can be earned.Is solitary...
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@IanCampbell.
Hi Ian, Thanks for getting back to me on this. It does sound like quite an interesting class, but... My statistics skills are not the best. Perhaps, it would have been a struggle.So far, this is my third course here on FutureLearn. I very much enjoy the learning platform. I have also used other similar learning platforms, and they...
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Is it possible that these five are all of equal value? Or, perhaps, the value of each is determined by the crime and personality of the offender?
Like many things in life, a one size fits all approach does not always work with crime and criminals. What may deter one person may not deter another. Some of these methods may work wonderfully well with some...
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Steve M. Windham, LLM, MBA, EA made a comment
If an offender is not dangerous, should we consider other punishments than prison?
Absolutely! Prison should be more of a last resort than a front line punishment, especially for offenders who are not "dangerous."Should we ever send a pregnant woman to prison?
Absolutely! Simply because a woman is pregnant is not a sufficient reason for her not to go... -
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Ian,
How did you like the Economics of Crime? I wanted to take this class, but found out that it has been discontinued. =(
Steve
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@AngelaB., keep in mind that women are often perpetrators of domestic violence--it is not just the men doing the hitting. Also, with same sex couples, domestic violence occurs as well. It is not doing the subject justice to suggest that only women are victims of domestic violence.
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@LissyCalvert, very possible.
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Steve M. Windham, LLM, MBA, EA made a comment
Excellent course! I am quite pleased with the materials presented. Thank you.
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Nice list of resources and toolkits!
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Revenue agencies, copyright/patent/trademark office, postal inspector...
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I am curious as to how effective this model is, especially with the larger fraudsters. I am thinking Bernie Madoff. This could have worked with him, but the problem with the really big fraudsters is the amount of power and influence that they wield. How does this model ensure that the "plata o plomo" -- "silver (money) or lead (bullet)" incentive/threat is...
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Steve M. Windham, LLM, MBA, EA made a comment
There is a US government publication about fraud titled, "Ponzimonium." When I teach my financial crimes course, I have my students read it. On page 57 (or 59), there is a list of red flags of fraud. I highly recommend downloading the free pdf copy and, at the very least, reviewing the red...
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@DougKaro, I imagine that they would be secret. And, yes, small charges can trigger an account freeze because that is how credit card thieves often test the cards before making large purchases.
What seemed unusual to me is that I often make purchases at 7-Eleven with my Visa debit card.
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@OscarGomesCa, yes, I watched that series! The one in Brasil. Fascinating!
There is also another excellent Netflix fraud video, "Dirty Money":
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Just remember this: Karma always wins in the end.
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If anyone is interested in retail loss prevention, I would recommend this website. They also have a magazine that one can subscribe to.
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Recently, my Visa Debit Card was suspended because the bank suspected fraudulent activity. I asked them specifically, what they felt was fraudulent. They said I made a purchase at 7-Eleven (a popular convenience store here in the US). I shop there nearly every day, but for some reason my purchase on a particular date was deemed suspicious.
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@GailWright, I am pretty sure they know they are viewed this way. I can't imagine many of them thinking they are all that.
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There is something called the "Fraud Triangle." Actually, there are two--the Fraud Motivation Triangle and the Fraud Elements Triangle. The Fraud Motivation Triangle links perceived (or real) pressure and rationalization with perceived "opportunity." When the three of them are combined, the fraudster often acts to commit a fraud.
Here is a link that...
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@GailWright, mens rea; the guilty mind, one of two elements to all crimes except for strict liability crimes, which only involve the actus reus; the guilty act.
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Steve M. Windham, LLM, MBA, EA made a comment
Netflix has an interesting documentary series on food fraud. It is called, "Rotten."
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It is a shame, but the majority of elder financial abuse occurs by either relatives or caregivers.
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Fraud can be a tort or a crime or both.
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Steve M. Windham, LLM, MBA, EA made a comment
Black's Law Dictionary, 7th ed., page 670 defines fraud as, "A knowing misrepresentation of the truth or concealment of a material fact to induce another to act to his or her detriment." *There are several additional definitions, but this is the first listed.
(For those unfamiliar with Black's Law Dictionary, it is the gold standard of legal terminology in...
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@BizKing, maybe you were not all that gullible--fraudsters are often very, very articulate and manipulative people.
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Steve M. Windham, LLM, MBA, EA made a comment
Hello Everyone,
I am taking this course to stay on top of developing trends in the fraud world, as well as to obtain an international perspective on fraud. Along the way, I would also like to network with people. I do this because I teach a course called "Survey of Financial Crimes."The reason behind this is because I have developed and create a...
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Steve M. Windham, LLM, MBA, EA made a comment
How do we effectively counter fraud?
There are a few things that must first be considered.
1) Fraud has been around for a long time, and it will never go away.
2) Fraudsters are often extremely clever and intelligent people.
3) Frauds can and are perpetrated at every level of society.To effectively counter fraud, we need to be well-informed and...
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@DonnaJ, very true!
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Loved the class! I am looking to integrate a lesson on Cultural Resources Trafficking into my Survey of Financial Crimes course. Thanks for creating such an informative and interesting class! I am considering the Master's-level online courses.
Woo hoo! Here's my...
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She seems much more natural and relaxed in the Google Hangouts videos. https://www.youtube.com/watch?v=z-CV743owek
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I used to have a student who was a street artist. Him and his friends would go and buy closeout paints, paint a section of an underpass, and then create their artwork. They would make videos and take photos, and some of it was pretty impressive.
They chose the underpasses because they were out of sight (mostly) and they were less likely to get caught. ...
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@JudiBoutle, she is quite diminutive in size compared to some of the other paintings in Louvre. I was expecting something larger.
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To me, Weiwei is saying, "Hey China, you harass me, exiled my family, but look here... I am holding China's cultural heritage in my hands, and guess what? I am going to drop it and there is nothing you can do to me, and in doing so, I am creating a new cultural heritage." That is what I get out of it.
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But, would it then have had the impact? I doubt that it would have.
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@LindaP, I noticed that too! Sour grapes, I suppose... the entire art world and the Nazis were fooled by him, yet I should be able to tell the difference? Hahaha... yeah, someone sounds butt hurt.
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A very good friend of mine is an attorney. One day, he and I were discussing what was the legal requirement for a signature. Here in the United States we have two primary types of signatures: 1) traditional signatures made by hand and 2) digital signatures, as signed into law as the "Millennium Digital Commerce Act"in 2000 by President Clinton.
Concerning...
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Had he told them, they probably would have killed him anyways. Isis is the most disgusting group on the planet--they have no redeeming value; they are utterly repugnant.
