Fundamentals of FinTech and Financial Innovation

The FinTech sector is in a state of rapid evolution, driven by emerging technologies, regulatory challenges, and a growing emphasis on financial inclusion and social impact.

This 10-week microcredential will help you navigate the complex and dynamic landscape of financial innovation. Armed with this knowledge, you’ll be well-prepared to not only drive transformation within your organisation but also explore promising opportunities within the FinTech sector.

Through engaging and interactive materials, as well as practical exercises, you’ll develop vital expertise that will accelerate your career.

Delve into financial technology

You’ll start by exploring disruptive business models in digital finance to develop your understanding of different financial technologies.

This will help you establish a strong foundation in FinTech and financial innovation.

Gain an understanding of digital payments

Next, you’ll unpack digital payments including blockchain technology, cryptocurrencies, and more.

With this knowledge, you’ll have a solid grasp of key trends in FinTech that can be directly applied to your professional context.

Explore the role of AI technologies in the financial industry

Artificial intelligence (AI) stands as a driving force behind the evolution of financial services.

On the microcredential, you will be able to critically appraise AI technologies and how they impact the financial industry.

Discover the impact of financial innovation

Taking a broader perspective, you’ll explore how financial innovations and new digital business models affect the economy, humanity, and the way we work, live, and play.

In this context, you’ll evaluate both the positive impacts, such as enhanced financial inclusion and literacy, and the problematic impacts, including concerns related to data privacy and social vulnerability.

This exploration will equip you with the insights to understand ongoing developments and their wide-reaching implications. It will also empower you to harness FinTech for the greater good.

Discuss aspects of financial inclusion

Towards the end of the microcredential, you’ll discuss the role of FinTech and financial inclusion, ethics, regulation, and sustainability to ensure you have a comprehensive overview of the industry.

By the end, you’ll have the knowledge and skills to understand how to use financial technology to help people, teams, companies, and societies thrive.

How will these skills help in my career?

By completing this microcredential, you’ll acquire both current knowledge to stay up-to-date with the latest FinTech insights and specialised skills in areas such as blockchain, AI, digital payments, open banking, and more.

You’ll also develop broader skills like adaptability and agility, which are crucial for navigating the ever-evolving financial services landscape.

Armed with this expertise, you can explore entrepreneurial opportunities, leveraging your deep knowledge of financial innovation to identify market gaps and launch FinTech-focused ventures.

Overall, this microcredential equips you with the knowledge, skills, and industry relevance to excel in your existing role and to chart new career paths in the dynamic world of FinTech.

Will I receive university credits?

Upon successful completion of the microcredential and assessment, you’ll receive 10 UK level 7 credits from Nottingham Trent University.

You can use these credits to build towards a Postgraduate Certificate in Leadership and Management Practice from Nottingham Business School (NBS).

Nottingham Business School, part of Nottingham Trent University, is renowned for designing courses that help individuals develop career-advancing skills. It’s the perfect foundation for propelling your career forward.

How will I be assessed?

You’ll complete an individual 2000-word reflective assignment designed to review, reflect on, and apply in practice, concepts related to FinTech, financial innovation, and digital banking and finance, with an ongoing action plan.