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Football Finance 101: Managing Money in the Modern Game

Gain expert insights into the financial workings of elite football and develop skills to navigate the business side of the sport.

340 enrolled on this course

A €20 note folded into the shape of a football shirt

Football Finance 101: Managing Money in the Modern Game

340 enrolled on this course

  • 8 weeks

  • 2 hours per week

  • Digital certificate when eligible

  • Introductory level

Find out more about how to join this course

Tackle the financial landscape of football with the University of Stirling

Football finance is at the heart of the sport, influencing club success, sustainability, and decision-making. With increasing scrutiny on financial regulations and governance, understanding the economic dynamics of football has never been more important.

On this eight week course, you’ll explore the key principles of football finance, from budgeting and revenue generation to ownership models and financial governance.

Examining real-world case studies, including high-profile financial challenges in the Premier League, you’ll gain a practical understanding of the financial structures shaping the sport today.

Master budgeting, financial planning, and governance in football

Begin by exploring the fundamentals of football finance, including budgeting, financial statements, and revenue models.

Through interactive exercises, you’ll analyse financial documents and develop budgeting strategies, equipping you with the skills to manage club finances effectively.

Explore revenue models and financial sustainability in football

As you progress, you’ll examine governance structures and ownership models, assessing their impact on financial decision-making.

You’ll also explore sustainability in football finance, considering how clubs balance profitability with ethical and social responsibility.

Apply financial principles to real-world football scenarios

Throughout the course, you’ll apply financial concepts to case studies, taking on the role of a financial consultant to make strategic recommendations for a club.

With insights from industry experts and exclusive interviews, you’ll gain the skills to navigate football finance with confidence.

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Skip to 0 minutes and 0 seconds “I’ve never seen a bag of money score a goal.” That was Johan Cruyff, one of football’s greatest minds,

Skip to 0 minutes and 6 seconds highlighting a truth at the heart of the game: success isn’t just about money. Yet in modern football, finances can often dictate performance, sustainability ,and even survival. As transfer fees and player wages at the top level in the Premier League continue to rise ever higher, complex financial operations have come to influence every aspect of the game, right down to the grass roots. For fans of the beautiful game, understanding profit and sustainability rules has become as important as interpreting the offside rule. In this eight week course from the University of Stirling will explore the crucial role of finance in football, from ownership models to financial regulations and the ever growing commercialisation of the game.

Skip to 0 minutes and 50 seconds We’ll also look at some important financial principles and their applications in the football industry, developing skills to critically assess the financial strategies of clubs. We’ll also speak to some important organisations who helped to shape the game at various levels, like the SPFL Trust and Supporters Direct Scotland, and try to tackle some big questions such as who really owns football? How do third sector football organisations measure their social value, and what does the future look like for football finance? While football will always be decided on the pitch, the financial decisions made off it shape the success and sustainability of clubs at every level.

Skip to 1 minute and 27 seconds Whether you’re a student, a football executive or a passionate fan, we hope you’ll gather the tools required to analyze how money moves throughout the football industry and why. Despite all the financial complexities, the game remains about so much more than just the balance sheet.

Syllabus

  • Week 1

    An Introduction to Football Finance

    • Welcome and Introductions

      Discover what you’ll cover and how you’ll learn with other learners along the way.

    • How is Football Finance Different?

      Football finance operates in a world unlike any other business sector. Look into why football finance stands apart from conventional financial practice.

    • The Development of Commercialisation of Football in the UK

      An overview of football’s development in the UK and the main stages of sport finance.

    • The Football Ecosystem

      Key facts and figures about finances in the world’s biggest football clubs.

    • Who Needs to Understand Finance?

      Why financial knowledge matters for everyone involved in the game.

    • Knowledge Check

      Take a moment to assess your knowledge from the first week of the course.

  • Week 2

    The Importance of Budgeting

    • Introduction to Week 2

      Introduction to week 2

    • Budgeting

      Introduction to budgeting

    • Knowledge Check

      This short quiz will help you remember what we have covered in week two.

  • Week 3

    Understanding Financial Documents

    • Introduction to Week 3

      A video introduction to week 3.

    • Financial Statements

      This section covers the importance and shortcomings of financial statements.

    • Balance Sheets

      This section introduces the importance and shortcomings of using balance sheets to assess a club's financial progress.

    • Player Transfers

      This section covers the finances relating to transferring players between clubs and introduces the concept of player amortisation.

    • Cash Flow

      This section is about the necessity of clubs to monitor their cash flow to stay afloat financially.

    • Income Statements

      This section covers the importance of accurately interpreting the Income Statement in football finance and gives you a chance to work through an imaginary scenario with Stirling on the Ball FC.

  • Week 4

    Revenue and Funding

    • Introduction to Week 4

      Video introduction to week 4.

    • Revenue and Income in Football

      What are the main sources of income in football finance?

    • Financing

      Financing

    • Knowledge Check

      How much can you remember from week 4? Try this quiz to check.

  • Week 5

    Costing and Pricing

    • Introduction to Week 5

      In week 5, we will learn about the types of costs that clubs incur and how pricing can be used to break even or turn a profit.

    • Cost in Football

      This section looks at the nature of costs in football, the types of costs that clubs incur and how the wages to turnover ratio can help clubs control their costs.

    • Pricing

      Pricing

  • Week 6

    Ownership and Governance

    • Introduction to Week 6

      Video introduction to week 6.

    • Ownership Models

      This section covers how club ownership has evolved from community led organisations to the various ownership models of today.

    • Interviews

      Interviews

    • Valuing Football Clubs

      In this section, we take an in-depth look at the methods for valuing a football club and we have the chance to practice valuing a club.

    • Financial Regulations

      This section discusses the case for an Independent Regulator in England and follows up with an interview with Niall Couper, CEO of Fair Game.

    • Knowledge Check

      How much did you learn in week 6? Try the end of week quiz to test your knowledge.

  • Week 7

    CSR, the Triple Bottom Line and the Ethics of Football Finance

    • Introduction to week 7

      Intro

    • CSR, the Triple Bottom Line and the Ethics of Football Finance

      In this section we look at Corporate Social Responsibility, the Triple Bottom Line and the ethics of football finance.

    • Group Discussion

      Join this group discussion about the financial gain verses the social impact of football.

    • Sports Washing in Football Finance

      Do organisations and countries invest in sport as a way of improving their public image?

    • Knowledge Check

      How much can you remember from week 7?

  • Week 8

    The Future of Football Finance

    • Introduction to Week 8

      What does the future have in store for football finance? In week 8, we learn more about the emerging trends in football finance and we have an end of season quiz and our final video of the course.

    • The Future

      What does the future of football finance look like?

    • Knowledge Check

      How much have you learned in week 8?

    • Key References and Further Learning

      This section will give you the key references used on this course and some suggestions on how to deepen your understanding of football finance.

    • End of the Season

      The referee might be about to blow the final whistle but there is still time to recap what we have covered in this course.

When would you like to start?

Start straight away and join a global classroom of learners. If the course hasn’t started yet you’ll see the future date listed below.

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Learning on this course

On every step of the course you can meet other learners, share your ideas and join in with active discussions in the comments.

What will you achieve?

By the end of the course, you‘ll be able to...

  • Describe the relationship between football and business
  • Explain key economic concepts in football
  • Interpret financial information in football
  • Identify the role of financial management

Who is the course for?

This course is ideal for aspiring football finance professionals, sports business students, and those working in football clubs or governing bodies. You’ll develop the skills to navigate club finances, governance, and sustainability effectively.

Who will you learn with?

I'm Dr Andrew Jenkin, a Lecturer in Sport Management at the University of Stirling, with expertise in football finance, governance, and community sport development.

Welcome to the course!

Who developed the course?

University of Stirling

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Choose the best way to learn for you!

Buy this course

$109/one-off payment

Fulfill your current learning need

  • Access to this course
  • Learn at your own pace
  • Discuss your learning in comments
  • Printed and digital certificate when you’re eligible

Subscribe & save

$349.99 for one year

Automatically renews

Develop skills to further your career

  • Access to this course
  • Access to 1,000+ courses
  • Learn at your own pace
  • Discuss your learning in comments
  • Digital certificate when you're eligible

Cancel for free anytime

Start learning today

Free

Try this course - with limits

  • Limited to 8 weeks

Find out more about certificates, Unlimited or buying a course (Upgrades)

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