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Online course

Finance Fundamentals: Managing the Household Balance Sheet

Explore household assets (investments, property and pensions) and liabilities (debts). Find out how to manage each effectively.

Finance Fundamentals: Managing the Household Balance Sheet

This course is part of the Business and Finance Fundamentals and Finance Fundamentals programs, which will enable you to master this subject in depth.

Start to manage debt, investments, property and pension funds effectively

This online course will help you manage the household balance sheet, by looking at four key assets and liabilities.

You’ll explore debt, and how it affects credit scores and your ability to borrow; investments, including savings accounts, bonds, shares and holdings in funds; property, and the costs and risks of buying and selling it; and pension funds, including how to properly plan and save for your retirement.

The Open University’s Centre for the Public Understanding of Finance created this course, with the generous support of True Potential LLP.

What topics will you cover?

  • Different ways of borrowing
  • The cost of borrowing
  • The lending institutions
  • Managing debts
  • Savings products and their returns
  • Investment products and their returns
  • Buying and selling property
  • Mortgage products
  • The household balance sheet and how to manage it
  • Pension planning
  • Pension products

When would you like to start?

  • Available now

What will you achieve?

By the end of the course, you'll be able to...

  • Identify and understand the different forms of borrowing and the cost of debt
  • Explore the different ways to invest and the returns provided by different investments
  • Identify and understand how to buy and sell property
  • Explore the ways to plan for a pension income
  • Identify and understand how to compile a household balance sheet and to measure the risks associated with it

Who is the course for?

For further information about registration, the final assessment course, your eligibility and the BA in Business Management, visit the Open University website.

Who will you learn with?

Martin Upton

I am Director of the True Potential Centre for the Public Understanding of Finance (PUFin) at the OU Business School. Previously I was Treasurer of Nationwide Building Society.

Who developed the course?

The Open University (OU) is the largest academic institution in the UK and a world leader in flexible distance learning, with a mission to be open to people, places, methods and ideas.

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Join this course

Free
$0

  • Access to this course for 6 weeks
  • Includes any articles, videos, peer reviews and quizzes

Upgrade
$74

  • Unlimited access to this course
  • Includes any articles, videos, peer reviews and quizzes
  • Tests to validate your learning
  • Certificate of Achievement to prove your success when you're eligible
  • Download and print your Certificate of Achievement anytime
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