Skip to 0 minutes and 10 seconds MARTIN UPTON: History tells us you need money to make life’s journey.
Skip to 0 minutes and 20 seconds Banks and insurance companies merged. The building society sector shrank.
Skip to 0 minutes and 27 seconds Rules were relaxed, and then the 1986 big bang revolutionised the financial marketplace. The industry went global, only then for it to teeter on the verge of collapse 10 years later. This MOOC will make today’s financial marketplace clear to you.
Skip to 0 minutes and 54 seconds In recent times, we have new banks and regulators, new rules, a different approach to product design, and a mini revolution in pensions provision. And these have transformed the financial marketplace. This MOOC helps you assess the recent developments in financial advice. Can robo advisors really work? How do you choose between independent financial advisors and more restricted advisors? We will discuss the impact on rock bottom interest rates, near zero price inflation, and a volatile equity market.
Skip to 1 minute and 30 seconds The housing market has made a strong recovery, but we now have the stamp duty surcharge on buy to let investors - designed to take the heat out of the market. But will it?
Skip to 1 minute and 44 seconds And is regulation becoming overly burdensome?
Skip to 1 minute and 50 seconds Hello, I’m Martin Upton. I’ve written three MOOCs on personal finance, and it’s been as much of an education for me as for the many learners we’ve met on the way. Helping you understand the impact finance has on all our lives has been an eye opener for me. We’ve witnessed huge changes to the financial services industry in recent years. And today, the financial marketplace is even more complicated than in previous eras. Studying Managing My Financial Journey will give you clarity about the new marketplace, the new rules protecting consumers and the product choices you and I now have. There’s expert contributions, bit-sized learning, quizzes, and a chance to learn together. And throughout, there’s great support from our facilitators.
Skip to 2 minutes and 41 seconds So ask yourself this question - are you and other consumers confused by or just inquisitive about the range and complexity of products and the changes that are occurring in the financial marketplace? With so much change, it’s a wise choice to get clued up on this essential subject. So studying Managing My Financial Journey is the way to join the well informed. I look forward to meeting you.