The Future of Payment Technology

Explore current and future payment technologies and develop your own innovative payment solutions with the University of Michigan.

  • Duration 4 weeks
  • Weekly study 4 hours
  • Learn Free
  • Extra benefits From $54 Find out more
This course is part of the Innovations in Fintech program, which will enable you to Discover the future of fintech, from blockchain to AI investing.

Discover the future of payment technology, from mobile payments to tokenization

On this course, you will learn new ways of making payments from consumer-to-business (C2B), from consumer-to-consumer (C2C), and from business-to-business (B2B).

You will explore current payment system technologies to examine their strengths and weaknesses, and understand the ways technological innovation is changing these traditional systems.

You’ll learn about new front-end innovations like digital wallets and mobile payments and also discover back-end innovations like tokenization, mobile money, and new payment infrastructure.

What topics will you cover?

  • Introduction to Fintech
  • Digital Wallets
  • Credit Card Innovations
  • Payment Technology in Emerging Markets

When would you like to start?

Most FutureLearn courses run multiple times. Every run of a course has a set start date but you can join it and work through it after it starts. Find out more

  • Available now

What will you achieve?

By the end of the course, you'll be able to...

  • Explain how current payment systems operate
  • Describe inefficiencies in current practices in the processing of payments
  • Apply new technological innovations to current inefficiencies
  • Produce value propositions for new technologies in the payment space

Who is the course for?

This course is designed for anyone interested in understanding cutting edge financial technologies.

This course will be of particular interest to learners with a background in finance, development, or business leadership and learning how to develop and use new financial technologies in their own context.

Who will you learn with?

Andrew Wu

Andrew Wu

Assistant Professor of Technology, Operations, and Finance
Stephen M. Ross School of Business

Wu conducts extensive fintech research, particularly into blockchain, cryptocurrencies, and robo-advisors.

Robert Dittmar

Robert Dittmar

Professor of Finance
Stephen M. Ross School of Business

Dittmar’s research interests include the use of initial coin offerings to raise capital, and empirical and theoretical issues in asset pricing.

Who developed the course?

University of Michigan

As the #1 public research university in the United States, U-M has been a leader in research, learning, and teaching for more than 200 years, with 102 Grad programs in the top 10 — U.S. News & World Report (2019).

  • Established1817
  • LocationAnn Arbor, Michigan, USA
  • World rankingTop 30Source: Times Higher Education World University Rankings 2020

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  • Access to this course for 6 weeks

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  • Access to this course for as long as it’s on FutureLearn
  • Access to this course’s tests as well as a print and digital Certificate of Achievement once you’re eligible
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