Online ExpertTrack in Business & Management

Innovations in Fintech

4.4 (110 reviews)

Explore the fintech revolution transforming the financial industry and consider the challenges of disruptive financial technology.

466 enrolments

Created by

University of MichiganUniversity of Michigan

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Discover the future of fintech, from cryptocurrency to payment technology.

The financial industry is rapidly changing thanks to the implementation of new technology. This ExpertTrack allows you to explore the gamut of financial technologies and learn how you can use and adapt them in your career.

Learn how fintech is revolutionizing business

Fintech is the emerging financial-service sector of the 21st century. While finance has traditionally been at the forefront of technological innovation, today information technology firms and professionals are leading the way for innovation in financial technology.

You’ll consider innovations in payment technology, explore and critique blockchain, Bitcoin, and cryptocurrency. You’ll also learn how technology and crowdfunding are changing how organizations raise capital and discover how technology is being used for ‘smart’ investing.

Unlock the future of payment technology

How do back-end innovations such as tokenization, mobile money, and new payment infrastructure power digital wallets and mobile wallets? This ExpertTrack will teach you how new payment technologies are changing how consumer-to-business (C2B), consumer-to-consumer (C2C), and business-to-business (B2B) payments work.

Blockchain explained: Explore the rise and fall of Bitcoin

If you want to understand Bitcoin, you need to understand blockchain technology – the power behind the world’s most famous cryptocurrency. What are the strengths and weaknesses of using these cryptocurrencies for payment? And how will this new, transformative technology change the world? You’ll uncover the technology that underpins blockchain and review its key concepts, such as decentralization and consensus algorithms.

Discover the challenges of disruptive capital-raising technology

Tech is changing how consumers and businesses raise capital. You’ll learn about the evolution of crowdfunding, disruptive technology in credit-scoring, and raising capital through tokenization. You’ll also decipher how to differentiate between crypto-based capital-raising models to power your knowledge of investments and options for your business.

Understand smart investing

AI is transforming investment technology and online wealth management. As human-based, data-driven investing strategies are replaced by neural networks, there have never been so many ways to invest and manage your (or your clients’) wealth online. This ExpertTrack will show you how robo-advisors and machine learning work – and why they’re so successful.

Industry statistics

  • Median base salary

    £60,000
  • UK job openings/month

    2,231

Key skills you will learn

  • Legacy payments
  • Blockchain technology
  • Credit scoring
  • Smart investing
  • Fintech
  • Wealth management
  • Investment
  • Finance
  • Cryptocurrencies

Learning outcomes

By the end of the ExpertTrack, you’ll be able to...

  • Explain the difference between legacy payment systems and new innovations in payments
  • Describe blockchain technology and critique its application in various contexts
  • Interpret a credit score and identify its determinants
  • Implement 'smart' investing techniques
  • Explain the difference between legacy payment systems and new innovations in payments
  • Describe blockchain technology and critique its application in various contexts
  • Interpret a credit score and identify its determinants
  • Apply “smart” investing techniques

Experience required

You don’t need to have existing knowledge of financial sectors, investment, or financial technology to benefit from this ExpertTrack. However, a working knowledge of the terms used here will be useful when enrolling.

Getting started

This ExpertTrack is designed for anyone interested in understanding cutting-edge financial technologies.

It will be of particular interest to those with a background in finance, development, or business leadership who would like to learn how to develop and use new financial technologies in their own context and careers.

ExpertTrack course overview

  • Course 1

    4.4 (64 reviews)

    Will blockchain change the world? Explore blockchain technology and the cryptocurrency market with the University of Michigan.

    3 tests

    4 weeks

    4 hours per week

    • Week 1

      Introduction and What is FinTech?
      • Welcome to the Innovations in FinTech ExpertTrack!
    • Week 2

      Introduction to Blockchain and Crypto
      • Lesson 1
      • Lesson 2
      • End of Week Activities
    • Week 3

      Blockchain as an Asset
      • Lesson 1
      • Lesson 2
      • End of Week Activities
    • Week 4

      Blockchain as a Business
      • Lesson 1
      • Lesson 2
      • End of Week Activities
      • Attributions & Credits
  • Course 2

    4.3 (9 reviews)

    Learn how artificial intelligence is transforming investment technology with this online course from the University of Michigan.

    3 tests

    4 weeks

    4 hours per week

    • Week 1

      Introduction and What is FinTech?
      • Welcome to the Innovations in FinTech ExpertTrack!
    • Week 2

      Robo Advising
      • Lesson 1
      • Lesson 2
      • End of Week Activities
    • Week 3

      Stock Selection and Asset Management
      • Lesson 1
      • Lesson 2
      • Lesson 3
      • End of Week Activities
    • Week 4

      Big Data
      • Lesson 1
      • Lesson 2
      • End of Week Activities
  • Course 3

    4.5 (10 reviews)

    Learn how technology is transforming raising capital for business with the University of Michigan's innovative financing course.

    2 tests

    4 weeks

    4 hours per week

    • Week 1

      Introduction and What is FinTech?
      • Welcome to the Innovations in FinTech ExpertTrack!
    • Week 2

      What is CreditTech?
      • Lesson 1
      • Lesson 2
      • End of Week Activities
    • Week 3

      Crowdfunding and ICOS
      • Lesson 1
      • Lesson 2
    • Week 4

      Smart Banking: FinTech Banks and Banking-as-Service
      • Lesson 1
      • End of Week Activities
      • Attributions & Credits
  • Course 4

    4.4 (27 reviews)

    Explore current and future payment technologies and develop your own innovative payment solutions with the University of Michigan.

    3 tests

    4 weeks

    4 hours per week

    • Week 1

      Introduction and What is FinTech?
      • Welcome to the Innovations in FinTech ExpertTrack!
    • Week 2

      Digital Wallets
      • Lesson 1
      • Lesson 2
      • End of Week Activities
    • Week 3

      Credit Card Innovations
      • Lesson 1
      • Lesson 2
      • End of Week Activities
    • Week 4

      Payment Technology in Emerging Markets
      • Lesson 1
      • End of Week Activities
      • Attributions & Credits

Prove you're job ready

Highlight the new, job-relevant skills you’ve gained and supplement existing qualifications with a hard-earned, industry-specific digital certificate – plus one for every course within your ExpertTrack.

  • Learn the latest in your chosen industry or subject.
  • Complete each course and pass assessments.
  • Receive certificates validated by the educating organisation.
  • Impress employers with learning outcomes you can add to your CV.
  • Make your career dreams a reality.

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How ExpertTracks work

Join an ExpertTrack to master new skills in your chosen specialist area. Work through a series of topic-focused courses at your own pace, and pass the final assessment to earn a digital certificate award which proves your expertise.

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Pay a monthly subscription fee of $39 for as long as it takes you to complete the ExpertTrack. You can learn at your own pace and cancel at any time.

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Use your specialist training to progress further in your career or build expertise in areas you’re passionate about.

World-class learning with University of Michigan

As the #1 public research university in the United States, U-M has been a leader in research, learning, and teaching for more than 200 years, with 102 Grad programs in the top 10 — U.S. News & World Report (2019).

  • Established

    1817
  • Location

    Ann Arbor, Michigan, USA
  • World ranking

    Top 30Source: Times Higher Education World University Rankings 2020

Meet your instructors

Assistant Professor of Technology, Operations, and Finance
Stephen M. Ross School of Business

Wu conducts extensive fintech research, particularly into blockchain, cryptocurrencies, and robo-advisors.

Professor of Finance
Stephen M. Ross School of Business

Dittmar’s research interests include the use of initial coin offerings to raise capital, and empirical and theoretical issues in asset pricing.

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ExpertTracks are a series of online courses designed to help you master new skills in specialist areas. You pay a monthly subscription fee which includes access to all courses within the ExpertTrack, as well as assessments and the final digital certificate.

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