Getting the most out of your learning
As this might be your first time studying online we’ve put together a few tips to help you get the most out of the experience. Comments FutureLearn is all about …
Course: Fraud Investigation: Making a Difference
A new week
Welcome to How do We Counter Fraud and Protect the Victim, the second week in Fraud Investigation: Making a Difference. Last week, we looked at the definition of fraud, its …
A review of the week
Congratulations on completing this week. We hope you have enjoyed this look at What is Fraud? This week we have looked at: What is fraud? Fraud factors Fraud types Next …
Mandate, application, computer software service and romance fraud
Mandate fraud Mandate fraud is when criminals get you to change a direct debit, standing order or bank transfer mandate. They do this by claiming to be an organisation you …
Retail, online shopping, auction and advance fee fraud
Retail fraud Retail fraud comprises a number of offences that can be described as using ‘trickery’ instead of conventional stealing to obtain goods. Methods used by retail fraud criminals: …
Insurance fraud
Insurance-related frauds happen when false claims are made to insurance companies. What constitutes a false insurance claim? A false insurance claim could involve: Claiming that more has been lost than …
Online banking fraud
Another type of fraud that has become increasingly common in recent years is online banking fraud. Online banking fraud occurs when the criminal gains access to and transfers funds from …
Bank card fraud
Bank card fraud happens when criminals steal an individual’s cards and gain access to funds in their account. The main aim of the fraud is to obtain the individual’s physical …
Expert Interview: Introducing fraud types
In the previous step, you saw some of the most frequent types of fraud reported in the UK In this video, Mike Betts and Tina O’Donnell from the City of …
Other fraud factors
Other fraud factors include the following: Technical enablers Professional enablers Financial enablers These include malware, unlicensed paysites emails, social engineering (which we will look at later), fake websites, and the …
Rationalisations for committing fraud
Some criminals who commit fraud rationalise their behaviour to convince themselves that what they are doing is not wrong. There are some individuals who do not view low-level fraud …
Opportunities for committing fraud
Opportunity for fraud is the chance for criminals to commit fraud without being caught. It can be viewed as: …the fuel that keeps the fire going (Lister 2007) © Bloomberg …
Motives for committing fraud
Why do criminals commit fraud and what factors make it possible for them to do so? This section focuses on the psychology of fraud criminals. What are fraud factors? A …
The three classes of fraud
As we saw in the previous step, the Fraud Act (2006) which applies to England, Wales and Northern Ireland splits the offence into three classes. We will now take a …
The costs of fraud
Fraud is a serious crime and the threat, harm and loss caused by it are one of the greatest challenges currently facing the police service in the UK. The cost …