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Getting the most out of your learning

As this might be your first time studying online we’ve put together a few tips to help you get the most out of the experience. Comments FutureLearn is all about …

A new week

Welcome to How do We Counter Fraud and Protect the Victim, the second week in Fraud Investigation: Making a Difference. Last week, we looked at the definition of fraud, its …

A review of the week

Congratulations on completing this week. We hope you have enjoyed this look at What is Fraud? This week we have looked at: What is fraud? Fraud factors Fraud types Next …

Insurance fraud

Insurance-related frauds happen when false claims are made to insurance companies.​ What constitutes a false insurance claim? A false insurance claim could involve:​ Claiming that more has been lost than …

Bank card fraud

Bank card fraud happens when criminals steal an individual’s cards and gain access to funds in their account.​ The main aim of the fraud is to obtain the individual’s physical …

Online banking fraud

Another type of fraud that has become increasingly common in recent years is online banking fraud. Online banking fraud occurs when the criminal gains access to and transfers funds from …

Rationalisations for committing fraud

Some criminals who commit fraud rationalise their behaviour to convince themselves that what they are doing is not wrong. ​ There are some individuals who do not view low-level fraud …

Other fraud factors

Other fraud factors include the following: Technical enablers Professional enablers Financial enablers These include malware, unlicensed paysites emails, social engineering (which we will look at later), fake websites, and the …

Motives for committing fraud

Why do criminals commit fraud and what factors make it possible for them to do so? This section focuses on the psychology of fraud criminals. What are fraud factors? A …

Opportunities for committing fraud

Opportunity for fraud is the chance for criminals to commit fraud without being caught. It can be viewed as: …the fuel that keeps the fire going (Lister 2007) © Bloomberg …

The three classes of fraud

As we saw in the previous step, the Fraud Act (2006) which applies to England, Wales and Northern Ireland splits the offence into three classes. We will now take a …

The costs of fraud

Fraud is a serious crime and the threat, harm and loss caused by it are one of the greatest challenges currently facing the police service in the UK. The cost …